Paying your rent

If you currently receive Housing Benefit you will be responsible for paying your rent directly to your landlord, instead of the current way where your benefit goes straight to your landlord every month.

Universal Credit changes things and means that everything will be paid to you so you can make the payments. Paying your rent is simple and easy to do.

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First things first, you’ll need a bank account.  There’s lots to choose from so you’ll find one to suit you and many are free with no monthly fees.

Once you have a bank account set up you can organise a direct debit. It’s the best way to make sure the money reaches your landlord and other utility suppliers in time every month and it will also help you to keep track of your budget.

It’s really easy to set up a direct debit with any organisation and is a safe and simple way to make regular payments from your bank account.

Direct Debits can be set up over the phone or online. You’ll just need to make sure that you have the following information handy:

  • Your name and address
  • The name and address of your bank or building society
  • Your bank or building society account number
  • The branch sort code of your bank or building society
  • The name(s) on the account

Setting up a direct debit is great to do when you have to pay for a number of things each month including; your rent or mortgage, electricity, gas and water bills. It will mean that you’re agreeing, with this organisation, the amount and date that the payment for your bill should be taken each month. After this time, you don’t need to worry about it anymore because it will continue to be deducted from your account until you cancel it. Even if at any time the organisation needs to change the amount or the collection date; they have to tell you first.

For more information about setting up a Direct Debit including a list of frequently asked questions visit: www.directdebit.co.uk